Earn with BharatFincred
as a Referral or Channel Partner
Refer a loan applicant or join our channel partner network — earn attractive commissions on every successful disbursement. Join 500+ active partners across India.
Partner Programs for Everyone
Channel Partner
Become a registered channel partner. Access our full lender panel, process multiple loans, and earn commission on every disbursement.
- Full lender access (30+ banks)
- Training and certification
- Dedicated relationship manager
- Higher commission slabs
Referral Member
Refer loan applicants from your network — friends, family, or clients. Earn a flat referral fee for every successful loan disbursement.
- No registration fee
- No documentation
- Track referrals online
- Earn ₹5,000–₹15,000 per disbursement
Institution Tie-up
Partner with us as an educational institution to provide finance solutions to your students. We handle the loan applications — you focus on education.
- Dedicated education loan desk
- Fee finance for students
- LOR/SOP support for abroad
- Commission on each disbursement
Dealer Engagement
Car dealers, equipment suppliers, and consumer durable dealers — offer EMI financing to customers and earn per loan disbursed.
- Consumer durable / auto finance
- Instant loan eligibility check
- In-dealership support
- Monthly commission payouts
Register as a Partner
Free registration. Our team will contact you within 24 hours.
Registration Received!
Our partnership team will contact you within 24 hours to discuss next steps.
Commission Structure
Indicative rates. Actual commissions discussed during onboarding.
| Loan Type | Channel Commission | Referral Fee |
|---|---|---|
| Personal Loan | 1.5% – 2.5% | ₹5,000 – ₹15,000 |
| Home Loan | 0.3% – 0.75% | ₹10,000 – ₹50,000 |
| Business Loan | 1% – 2% | ₹8,000 – ₹25,000 |
| Balance Transfer | 0.5% – 1% | ₹5,000 – ₹20,000 |
| Education Loan | 0.5% – 1.5% | ₹3,000 – ₹10,000 |
| Debt Consolidation | 1% – 2% | ₹5,000 – ₹15,000 |