Multiple Loans.
One Easy EMI.
Juggling 3–4 different loan EMIs every month? Consolidate them all into one single loan at 11.5% p.a. Reduce your total monthly outgo by up to 40%.
Before
After
Debt Consolidation at a Glance
Why Consolidate Your Debts?
Lower Monthly Outgo
Reduce total EMIs by up to 40% with a single consolidated EMI at a lower rate.
One Due Date
No more tracking 4 due dates. One EMI, one date, zero stress.
Improve CIBIL Score
Closing multiple loans improves your credit utilisation and CIBIL score over time.
Save on Interest
Credit cards charge 36–44% p.a. A single loan at 11.5% saves dramatically.
Fixed Repayment Timeline
Know exactly when you'll be debt-free. No revolving credit card cycles.
Stress-Free Finances
Single loan means simpler budgeting, better financial discipline, reduced anxiety.
Debt Consolidation Calculator
Enter up to 5 loans. See your potential saving instantly.
Your Current Loans
Consolidation Summary
Eligibility Criteria
Required Documents
KYC
Income Proof
Loan Details
Debt Consolidation FAQ
They are related but different. Balance transfer specifically moves one loan from one lender to another at a lower rate. Debt consolidation merges multiple loans into one new loan. However, the mechanism is similar — a new lender pays off your existing debts and you repay them as a single loan.
In the short term, there may be a slight dip due to the new hard inquiry and account opening. However, closing multiple accounts and maintaining timely payments on the consolidated loan typically improves your score within 6–12 months.
Yes. Credit card outstanding amounts (which typically charge 36–44% p.a.) can be included in your consolidation loan at 11.5%, resulting in massive interest savings. This is one of the most financially beneficial consolidations available.
After the new consolidated loan is disbursed, the amount is used to pay off your old lenders in full. Those accounts are then closed with a "No Dues" certificate or NOC. You now have only one loan account to service.
After document submission and approval, the process typically takes 7–15 working days. Our team coordinates directly with your existing lenders to obtain foreclosure letters and NOCs, which streamlines the process.
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