🎓 Education Finance
Fund Your Dream
Fund Your Dream
Education
From IITs to Ivy League — education loans up to ₹1.5 Crore for India and overseas. We also help with counselling, LOR/SOP writing, and fee finance.
₹1.5Cr
Max Loan
7.5%+
Starting Rate
60+
Countries Covered
100%
Free Counselling
Services
Everything You Need Under One Roof
From choosing the right college to funding your tuition — BharatFincred is your education partner.
India Education Loan
Study in India
- IIT, IIM, NIT, AIIMS, Top Private Universities
- Loan up to ₹75 Lakhs without collateral
- Moratorium period — pay after course + 12 months
- 7.5% – 12% interest rate
- Tax benefit on interest under Section 80E
Abroad Education Loan
Study Abroad
- USA, UK, Canada, Australia, Germany, Europe
- Loan up to ₹1.5 Crore (with collateral)
- ₹75 Lakh without collateral (top institutions)
- Covers tuition, living expenses, travel, insurance
- Decentro-backed Forex assistance available
Fee Finance
Pay Now. Repay Later.
- Pay semester fees instantly — no waiting for loan disbursement
- 0% interest EMI options with select partner institutions
- Repay in 3, 6, 12 or 24 easy monthly instalments
- Available for engineering, MBA, medical, law programs
- Instant approval, digital process
Free Service
University Counselling
- Course selection based on career goals and budget
- University shortlisting — India and abroad
- Application timeline and deadline management
- Scholarship discovery and application support
- 1-on-1 sessions with education counsellors
Writing Service
LOR & SOP Builder
- SOP (Statement of Purpose) — professional writing & editing
- LOR (Letter of Recommendation) — guidance & templates
- Resume and CV optimisation for foreign universities
- Admission essay writing and review
- Turnaround: 5–7 working days
End-to-End Support
Visa & Pre-Departure
- Student visa application guidance (F1, Tier 4, etc.)
- Document checklist and interview preparation
- Blocked account / GIC arrangement for Germany & Canada
- Forex card and travel insurance assistance
- Pre-departure orientation and city settling tips
Popular Study Destinations
Education loans available for all major countries
🇺🇸
USA
F-1 Student Visa
Up to ₹1.5 Cr
🇬🇧
UK
Tier 4 Visa
Up to ₹1.5 Cr
🇨🇦
Canada
Study Permit
Up to ₹1.5 Cr
🇦🇺
Australia
Student Visa 500
Up to ₹1.5 Cr
🇩🇪
Germany
National Visa
Up to ₹1.5 Cr
🇮🇪
Ireland
Study Visa
Up to ₹75 L
🇸🇬
Singapore
Student Pass
Up to ₹75 L
🇳🇿
New Zealand
Student Visa
Up to ₹75 L
Education Loan EMI Calculator
Includes moratorium period — pay only after your course ends.
Loan Parameters
₹1 Lakh₹1.5 Crore
7%15%
12 months36 months
12 months15 years
💡 Moratorium: During course + 12 months after, only simple interest accrues. No EMI payment needed.
Your Repayment Summary
EMI After Moratorium
Moratorium Interest
Total Payable
Section 80E Tax Saving
Full interest deductible
No upper limit — for 8 years
⚠ Disclaimer: Indicative only. Actual terms subject to lender and institution approval.
Education Loan Partners
SBI Education Loan
HDFC Credila
Avanse Financial
Auxilo
ICICI Bank
Axis Bank
InCred
IDFC First
Union Bank
HDFC Bank
Prodigy Finance
MPower Financing